It is one of the most important steps to get back your life on the track, but also it can be a challenging road. If you have a car insurance, you will be able to retrieve your driving license again. It is a crucial thing if you depend on the car, to go to work or to support your family. It can happen to everyone; you just need to put this behind you and rectify your actions.
Understand the situation
You need to realize that this isn’t going to be a cheap and easy process. If you were caught drunk driving, then your insurance company will likely to put you in high – risk category. In most cases, this means bigger costs. They won’t risk with you and depending on your policy, type of car, insurance these costs can go up to $9,000.
Fight the charge
With the help of a good attorney, you can always fight these charges. He might the be able to reduce your charges without taking your license away. The insurance company won’t check your case if you don’t ask them to. In some states, unless your charges are dropped, DUI will be visible on your record. It can last between 3 and ten years for the state to clean your record. So, be careful!
Request quotes from insurance companies
The are many companies online which promote their services for DUI drivers. There are many factors you need to consider before hiring the one. For example, the severity of your charges, driving record, state, the actual insurance you need and so on. Whatever agency you come across, as from them to send you the quotes. Once you compare their services and prices, you will know which agency to choose.
Choose between several policies
The non-owner policy is for a person who doesn’t own a car but still occasionally drives. It will satisfy states laws, and you will be able to borrow or rent a car.
Assigned risk program is specially designed for people who have a hard time to qualify for the insurance policy. This program can be expensive, use it as your last solution.
SR – 22 requirements, this is a certificate you will fill in after you have acquired a car insurance.